Card issuing & acquiring
Cards for every business model.
Issue Visa and Mastercard programs under your brand and accept payments through issuing, acquiring, or platform models built for merchants worldwide.
Visa & Mastercard issuing
Instant virtual issuance
Launch your own branded card program, virtual, physical, single or multi-currency.
Virtual cards issued instantlyPhysical cards with custom designMono and multi-currency walletsTop-up, withdraw, freeze, reissueReal-time authorization controlsSpend limits, MCC blocking, geo-rules
Apple Pay & Google Pay
Tap-to-pay from day one
Push-provisioning into mobile wallets out of the box. Tap-to-pay from day one.
In-app provisioningManual entry provisioningWallet token lifecycle management3DS2 step-up on suspicious auths
Merchant acquiring for every business model
95%+ approval rates
Accept cards through an acquiring setup matched to your sector, geography, and transaction volume.
Proportionate merchant underwritingGlobal PSP cascadingLocal acquiring in EU, UK, US, LATAMDynamic descriptorsRolling reserves managed transparentlyUp to 95%+ approval rates
Fraud & chargeback management
AI scoring on every transaction
Keep dispute ratios under Visa VAMP and Mastercard ECM thresholds with built-in tooling.
3DS2 frictionless & challengeTokenization & network tokensEthoca & RDR alertsVerifi CDRN integrationRepresentment automationAI fraud scoring per transaction
Flexible card models
4 card delivery models
Choose an issuing, acquiring, marketplace, or embedded model with controls matched to your customers and business needs.
Direct merchant acquiringCard issuing programsMarketplace and platform flowsWhite-label embedded cardsPIN management & 3DSLimit & velocity controlsCard webhooks & real-time eventsBIN sponsorship included