Banking infrastructure
Banking built for every merchant model.
Dedicated IBANs, multi-rail payouts, and open banking for merchants worldwide. Choose direct accounts, embedded banking, or a white-label program.
Dedicated IBAN in your company name
20+ currencies, one account
Not a pooled or virtual sub-ledger. A real, named IBAN under your legal entity, so counterparties see your brand on every incoming and outgoing transfer.
EUR, GBP, USD and 20+ currenciesNamed beneficiary on every transferUnlimited virtual sub-IBANs for reconciliationIssued in 5–10 business days post-KYB
Multi-rail payouts
10+ rails, smart routing
One account, every rail. Route each transaction down the fastest, cheapest path automatically.
SEPA & SEPA Instant (10s settlement)SWIFT to 180+ countriesUK Faster Payments & CHAPSACH, Fedwire, BACSLocal rails in LATAM, APAC, MENASmart routing & fallback logic
Open Banking & PSD2
EU & UK coverage
Plug into bank account data and payment initiation across the EU and UK without becoming a regulated AISP/PISP yourself.
Account Information Services (AIS)Payment Initiation Services (PIS)Pay-by-bank checkoutStrong Customer Authentication (SCA)Consent & reconciliation flows
Merchant coverage & delivery models
4 delivery models
A flexible model matched to each business, market, and transaction profile.
Direct business account modelEmbedded banking via APIWhite-label account programsTailored onboarding and controlsVolume up to €50M+/month per merchantDedicated compliance support